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Siddiky, S., Swandaru, R. and Muneeza, A. (2024), Can micro-enterprises use Tawarruq Fardi Financing (TFF) for fund raising?, PSU Research Review, 8(2), 540-552. https://doi.org/10.1108/PRR-08-2021-0047


“There are certain risks involved in the proposed TTF model that must be understood. The first risk would be the party's inability to provide funding to independently assess the best vendor and quality of the asset that needs to be purchased due to a lack of adequate knowledge and skills in business conducted by the micro-enterprise…”


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“Two thirds of leaders would not hire someone who does not have skills in using artificial intelligence, according to the 2024 Work Trend Index Annual Report by Microsoft and LinkedIn. The survey polled 31,000 full-time or self-employed knowledge workers across 31 markets. A knowledge worker is here defined as someone who primarily works at a desk.”


Fleck, A. (January 15, 2025). 2 in 3 Leaders Would Not Hire Someone Without AI Skills [Digital image]. Retrieved January 31, 2025, from https://ezproxy.inceif.edu.my:2352/chart/33761/knowledge-workers-on-hiring-someone-with-ai-skills/

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